The LendingParadigm Experience

  • Apply Online for a Loan up to $2,000,000
  • Get a real-time decision based on the information you provide
  • Eliminate the need to visit a bank
  • Fast, Secure, Access to Funds for your Business


1) Who is Lending Paradigm?

Lending Paradigm helps businesses seek access to working capital and loans. We simplify the process by which a company needs to access loans by creating a platform that allows customers access to over 50 lenders with one simple form. We help make the funding experience as simple, convenient, transparent and cost effective as possible.

2) How long does it take to get approved?

We have made the process as easy and quick as possible. Many of our customers are funded in 48 hours, once their loan application has been approved. Requesting higher loan amounts and the ability to verify personal/business information could result in delays. Please ensure you submit accurate information on the loan application form.

3) Do you really give good customer service?

We sure do. We take the time to answer any questions a customer may have. We take the confusion out of the experience and help you get the loan you need, at the cost you can afford.

4) What type of information is required to approve my application?

Our loan application requires business owner's name and contact, busiuness name, cash flow. That’s it, really.

5) Will simply applying affect my credit score in some way?

Yes it will - but not to worry as the average amount is less than five points - with most credit scores generally between 400 - 850. So the amount isn’t even a blip on the radar.

6) What is a Personal Guaranty?

Essentially a personal guaranty is a legal document that is signed by the owner of a business that agrees that he or she is liable for the debt they are being loaned, if there is any difficulty paying it back.

7) What happens if I switch banks?

Not a problem. If you switch bank accounts during the loan terms, you simply notify the lender

8) Once my loan is paid off, are there any charges?

It can take a few extra days for an account to be officially settled, once you have paid off your loan. If any additional payments go through during this time, they will be refunded quickly. Please ready the loan terms carefully and make an informed decision.

The Lending Paradigm Advantage

Our streamlined approach takes all of the running around out of the equation. We enjoy helping our clients have a good loan experience and we value their time. We have a simple application process that can assist in helping your business grow with the capital you need to make it happen.

Basic Pre-Qualifiers

01 Time in Business

  • Minimum 6 months in business

02 Monthly Revenue

  • At least $10,000 in gross sales

03 Loan Amount

  • Between $10,000 - $2,000,000

04 Credit Score

  • Minimum 550

05 Bank Account

  • A bank account is required to receive funds

06 Bankruptcy

  • Not filed bankruptcy in the past 3 years